With more and more sources of credit open to the consumer, it is easier to get into difficulties on repayments or simply make a late payment, due to an oversight.

As mortgage Lenders use credit ratings to make lending decisions, we often need to help clients who have been refused elsewhere or believe that they may have difficulty arranging a mortgage.

The good news is that we have access to a wide range of mortgage products for those with credit history issues. From near prime products for those with a history of late payments, to specialist deals for former bankrupts or those facing repossession. All things are possible.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your   mortgage.  There may be a fee for mortgage advice. The exact amount will depend on your circumstances, but we estimate it to be     £1500 / 1.5%.

 The overall cost for comparison is 7.6% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.